About Terry — A Bookkeeper Who Thinks Like an Investor
I'm Terry Saracino. I look forward to being your business ally!
My happy place is inside the numbers, making sense of what's really going on behind your portfolio. With over 25 years of bookkeeping experience, I've helped real estate investors understand their cash flow, prepare for tax season, and talk to lenders with confidence. My focus is simple, clean, property-level books that give you clarity and options.
Getting to Know Me Better - Real Estate Bookkeeping Services
What drives my work and who I am beyond the spreadsheets
Experience That Matters:
➤ Over 25 years of bookkeeping, payroll, payroll taxes, and P&L management experience, and I LOVE doing it!
➤ Multi-location operations expertise: Previously served as operations manager for 7 recreational business locations, so I know how to juggle many projects at once and track performance across multiple properties.
➤ Food & beverage cost control specialist: I have a particular talent for keeping your operational costs in line. I know what your percentages should be and can help you find ways to bring more dollars to your bottom line.
➤ QuickBooks certified: I've taken extensive courses on both the online platform and desktop versions, ensuring I can work with whatever system you prefer.
➤ Willing to travel: Although I run a virtual service, I'm happy to travel for our initial setup and to meet your in-house staff when needed.
Who I Am Outside
The Numbers:
➤ I'm the mother of 2 adult daughters and 2 granddaughters
➤ I LOVE making lists, both online and on paper, and finding ways to complete things on those lists! (Fun fact: my daughters use lists extensively as well)
➤ I am obsessed with magazines, productivity apps, reading biographies and non-fiction books
➤ If I hadn't gone into business, I probably would have been a pharmacist, librarian, or chef, I was a "foodie" LONG before it was a thing!!
➤ I am insanely good at keeping organized and remembering details which makes me excellent at what I do.
Why Work With Me
I Track Profits Per Door
Whether you want a blended P&L for your entire portfolio or individual property-level reporting, I give you the view that helps you make better decisions. Some investors want to see the big picture. Others need granular per-property data for draw requests and investor reports. You get both.
I Understand Multi-Location Operations
Having managed 7 business locations simultaneously, I know the unique challenges of tracking performance across multiple properties. I understand cash flow timing, operational cost control, and how to spot which locations are performing and which need attention, skills that translate perfectly to real estate portfolios.
I Care About Both Compliance and Strategy
Your books will always be audit-ready and lender-ready. But I don't stop at recording what happened, I help you understand what to do next. Whether it's planning for CapEx reserves, analyzing cash flow, or preparing for refinancing, I'm looking ahead with you.
I'm a Details Person (It's My Superpower)
My natural ability to stay organized and remember details means nothing falls through the cracks. I track deadlines, flag issues before they become problems, and make sure your financial house is always in order.
I Speak Plain Language, Not Accounting Jargon
You shouldn't need a CPA license to understand your own financials. I explain your numbers in terms that make sense for real estate investors, occupancy rates, cash-on-cash return, per-door profitability, not just debits and credits.
I'm Your Business Ally
I genuinely enjoy what I do, and it shows. After 25 years in this field, I still love diving into the numbers and helping business owners succeed. You're not just getting a bookkeeper, you're getting a partner who cares about your success.
How We Work Together
1. Discovery Call
We Talk About Your Portfolio
We start with a conversation, not a template. I want to understand your current systems, pain points, and goals. No sales pressure, just an honest assessment of where you are and what you need.
2. Review & Cleanup
I review your current books and systems. If historical data needs cleanup, we tackle that first. My attention to detail means I'll catch things others miss.
3. Custom Setup
I set up per-door tracking, reserve accounts, and reporting systems that match how you actually operate. Drawing on my multi-location experience, I create a structure that makes sense for your portfolio.
4. Monthly Rhythm
You receive timely reports, Loom walk-throughs of your financials, and a clear list of what needs your attention. No more wondering what's happening with your books, you'll always know where you stand.
5. Quarterly Strategy Sessions
We step back from the day-to-day and look at your numbers as an investor. What's working? What needs to change? Where should you focus next? These strategic check-ins help you make proactive decisions, not reactive ones.
6. Ongoing Support & Partnership
Questions come up throughout the month, that's normal. With subscription-based support, you never have to worry about getting charged extra for asking. I'm here as your business ally, not just during tax season but year-round.
What Makes Me Different
I Intentionally Limit My Client List
Most accountants are juggling too many clients to give you the attention you deserve. I'm different. I limit the number of businesses I work with so I can focus on YOU. You're not account #247, I know your portfolio, your goals, and your challenges.
Predictable Pricing, No Surprises
Subscription-based support means you always know what you're paying. No surprise invoices. No wondering if your next question will cost $200. One flat monthly fee based on your needs.
Year-Round Partnership, Not Just Tax Season
I'm here throughout the year, not just when taxes are due. Monthly reports, quarterly strategy sessions, and ongoing support mean you're never flying blind.
I Genuinely Love This Work
After 25 years, I still get excited about organizing financial data and helping businesses succeed. That enthusiasm translates into better service for you. I'm invested in your success because I genuinely care about what I do.
